Knowledge is power
Once you get into a school, you will have a broader picture of the market world. Your child will also benefit from the knowledge you’ve gained. The more you know, the more aware you will be about what you need to do to obtain your dream job. Whether you decide that you want to work for someone or if your dream is to become an entrepreneur, there are many options for you to choose from.
The chances of you succeeding will be quite high, given that you keep a positive mindset. There are a number of grants available for single mothers while in school but also after finishing school. A list of these grants can be found on Benefits.gov website. The grants listed on this site will help you learn about the options available and guide you towards your path to a brighter future.
What sort of Grants are available for a Single Mother Going to School?
We’ve seen a lot of ‘grant’ and ‘financial aid’ scams online promising desperate people (like single moms) free grants and money. However, very little detail is ever given out about how to actually get this free money, or this ‘free grant money’ requires you to fill out an application, sign up for something, or pay money for a ‘chance to get a grant.’
Complete rubbish and a scam to prey on poor women looking for help.
We’ve combined some real grants here that you can, if you apply, perhaps get some money to help with school. THERE ARE NO Guarantees though and for each of these, you NEED to be a student, or applying for a school. You can’t just be sitting at home and expect money to come. So if you are not a registered student or have registered, non of these ‘grants’ are applicable to you.
Types of Grants
There are a number of types of grant aid you can pursue if you plan to go back to school. Note that grants, in general, are given out for a number of categories that are not necessary for school (such as creating a new business, fixing up your home, buying an environmentally friendly car, etc).
These grants we will list, however, are for SCHOOL (we call them education grants). So keep that in mind. If you are just trying to find general grant money, look elsewhere.
There are several government bodies and other organizations that provide Grants for single mothers. These can be categorized into the following sections;
- Federal Grants
- State supported Grants
- School supported Grants
- Private Grants
1 Federal Grants
Federal grants are given by the government and, are consistent as the finances for grants are provided by the National Treasury to the Department of Education.
There are four main types of federal grants currently being provided to students, and all of these are eligible by single mothers who fulfill the other eligibility requirements associated with that grant. These are NOT specifically for single mothers (no such federal education grant is), but due to the financial need and household income a single mother may have, they will likely qualify for the ‘need’ requirement stipulations.
These grants are available to students who wish to attend four-year college or university courses, career schools, and community colleges. The four grants offered are:
- Federal Pell Grants
- Federal Grants
- TEACH Grants (Teacher Education Assistance for College and Higher Education)
- FSEOG Grants (Federal Supplemental Educational Opportunity Grants)
The Federal Pell Grants are ideal and also the most accessible grant if you to become an undergraduate student. If your goal is to obtain a Bachelor’s degree, a portion of the financial needs and attendance costs can be covered by federal grants. So make sure you look into the grants that meet your eligibility criteria.
To apply, you must fill out the FAFSA application which will automatically give you access to the Pell Grant, should you be approved for financial aid, with the amount of the grant based upon your financial need (to a maximum of around $5,775 for the 2015-2016 school year). Basically, if you have financial need (and can prove it), you WILL get at least SOME pell grant money.
On the other hand, there are specific grants such as; TEACH Grants that are given to those who want to learn how to become teachers. It should be noted that you will have to teach in a field that is in high-demand to be accepted for this particular grant. This means to qualify, you need to be studying in a specific field where the government will offer TEACH grant assistance to supplement your study costs. The maximum amount of this grant is $4000 per year. And IF you break the terms of your agreement (such as switch education majors to one not listed in the TEACH program or fail to complete your studies), that grant money becomes an un-subsidized loan.
Teach Grants are given only for students (taken from their website requirements):
- in a high-need field
- at an elementary school, secondary school, or educational service agency that serves students from low-income families
- for at least four complete academic years within eight years after completing (or ceasing enrollment in) the course of study for which you received the grant.
These are ONLY given out to students who have financial need AND who have qualified for a Pell Grant already. This works differently as Pell Grants are given to every eligible student while FSEOG grants are given only to the more needy.
The funding is limited and three things are used as criteria:
1) How much financial need you have (the more you have the higher you are put up on the list)
2) You have qualified for Pell Grant already
3) If there are funds available from your school’s budget for FSEOG Aid
Unlike the Pell Grant, FSEOG are given out by your school’s financial aid office NOT the federal government. They give each school a certain amount of FSEOG funds to distribute to students in their school — so your school (not the government) will make the call specifically as to whether you will qualify for this aid or not.
The amount given ranges between $100 and $4,000 PER YEAR.
FSEOG Grants should be considered by those who require immediate financial attention. For a single mother who is trapped in debt and is in a financially unstable state, this grant will most likely be the best option to help you out with pursuing your career goals. These are the four types of grants to help out single mothers who need assistance.
How Much Federal Grant Funding Can I Get?
Note, IF you qualify for everything (including TEACH grants), you can possible get, for the 2015 year
$5775 (Pell Grant maximum per year) + $4000 (FSEOG maximum per year) + $4000 (TEACH maximum per year) = $13,775 USD per year in Federal Grant Funding.
So there you have it, you can get $13,775 in free money for school each year just from the government.
2 State supported Grants
According to the government websites, the state grants can be applied through the FAFSA. The Free Application for Federal Student Aid, commonly known as the FAFSA is one of the major federal programs that is used in most university, college and trade schools. You can send all your information to this site through an application and see if you qualify for government grants and loans. Schools will use the provided information, to award the grants available at that time.
There are several state-funded grant programs currently in place for you to apply. As a single mother, you can apply for a need-based grant to get help to pay for school. Merit-based grants, grants for minority, grants for low-income and disadvantaged students, students pursuing high-need fields, students with disabilities and foster care youth are some of the grants that you can apply for. Most of these can be awarded depending on your eligibility criteria combined with being a single mother.
3 Institution Grants (School supported Grants)
These are grants given by individual schools. The grants depend on the availability of the vacancies for each school. Therefore, these will only come from time to time, and you need to keep an eye for the grant offers on the official school websites. The Harvard University and Illinois College of DuPage are two examples of educational facilities that provide such grants. Illinois College offers single mothers with a GPA above 2.0 the eligibility for a $1000 annual grant. So as a single mother you can also take a look at the websites of nearby schools to try and get a chance at being selected for college grant.
4 Private Grants
Apart from the government, state, and school grants, there are also private grants provided by different organizations. These grants are provided as a charity in an attempt to make a contribution to society. Usually, they provide the necessary funds to cover an individual’s studies and work towards providing solutions for the applicant’s financial needs through the grants. There are a number of these private organizations that offer valid grants that can help you. The advantage of getting a grant from a private organization is the freedom it allows as it enables you to select the degree you want and the school you want to attend. The funds are not specific to a particular school or university, unlike some non-private grants. There are legit places that single mothers can apply for private grants to support your college and school funds. Listed below are a few of them;
- SR Education group
- org scholarship for single parents
- Educational Foundation for women in Accounting
- Patsy Takemoto Mink Education foundation
- I.S.P: change your world foundation
- Curiel and Runion Single Mother Grants
- Rosenfeld Injury Lawyers Single Mother Grants
- The Rankin Foundation
The above groups and foundations are a set of well-known grant provision organizations. You can visit the official websites for these organizations and then check out the grant offers available. Additionally, you can send out an email to these companies mentioning the grant requirement and the financial situation of your family. These private companies on some occasions have extended grants as well if you finish school through a grant and then want to continue to further your studies. If you plan to get to a higher position at your job, or workplace, then this will be helpful to you. Therefore, you need to consider your career path first before applying for a private grant for the best outcome.
What can you do with the gained knowledge?
You can now start moving forward and make your career dreams come true. Being a single mother shouldn’t restrict you from falling behind the competition. The need to stabilize the future of you and your children will give you the strength you need to succeed. The skills learned will be helpful with the added knowledge, giving you a better chance to survive and thrive in the business world. If you plan to be self-employed or start a small scale business, the Small Business Administration (SBA) is there to help you by providing tips and advice.
The provided grants will help you a great deal to achieve your goals without falling into debt. Therefore, you can balance your personal life, taking care of your children, and go to school and work. All at the same time with less pressure and financial stress.
Ultimately, just going back to school and getting your education can give you access to better paying jobs and a real career that can change your life and the lives of your children.